Terms of Use

By using HealthQuotes AI you agree to these terms. If you do not agree, please do not use the service.

What we are

HealthQuotes AI is a free comparison and matching service. We are not an insurance company, we do not sell policies, and we do not provide medical, legal or tax advice. Any plan you enroll in is a contract between you and the insurer or licensed agent.

AI-generated guidance

Amy's explanations are generated with artificial intelligence and describe general plan structures. They are educational, may contain errors, and are not a quote, an offer of coverage, or a guarantee of price, eligibility or availability.

How we are paid

The service is free to you. We may receive compensation from licensed brokers and carriers when we refer a consumer. This does not change what you pay and we present options neutrally.

Your responsibilities

You agree to provide accurate information, to submit only your own contact details or details you are authorized to provide, and not to misuse or scrape the service.

Limitation of liability

The service is provided "as is". To the maximum extent permitted by law, HealthQuotes AI is not liable for any indirect or consequential loss arising from your use of the site or from coverage decisions you make.